Access Acceptance

Lender Assurance Program

At Access Acceptance, we specialize in providing innovative solutions that help lenders protect and grow their nonprime loan portfolios. Our LOC Protection program allows lenders to recover up to 100% of protection fees, reduce charge-offs on repossessed vehicles, and increase overall loan yield and finance income. With coverage for vehicle purchases ranging from $1,000 to $80,000, and flexible loan terms from 1 to 8 years, our program optimizes both direct and indirect auto lending. We empower lenders by giving them full control over loan approval and policy decisions while seamlessly integrating our services through an easy-to-use online platform. Protect your portfolio, reduce losses, and boost profitability with Access Acceptance.

At Access Acceptance, we offer a comprehensive LOC Protection program that helps lenders maximize their loan yield and protect their nonprime loan portfolios at minimal cost. Our program allows lenders to recover up to 100% of protection fees on indirect loans through short funding dealers and 90% to 100% on direct loans by simply increasing the interest rate by 1.5%. By purchasing repossessed vehicles at higher values than traditional auctions, lenders can reduce losses by $3,000 to $6,000 on deficiency balances, while also cutting repossession expenses and applying principal balance reduction payments. Additionally, our protection is available for vehicle purchases ranging from $1,000 to $80,000, with flexible loan terms from 1 to 8 years, covering both new and used vehicles.

Our LOC Protection program not only helps mitigate charge-offs on repossessed vehicles, but it also empowers lenders by giving them full control over loan approval and policy decisions. By growing their nonprime lending portfolio, lenders can significantly boost loan yield and finance income. We offer seamless integration through our online portal, allowing easy submission of forms and transmission of data files. Refunds on paid-off loans provide added flexibility and value to our clients. With Access Acceptance, lenders can optimize auto lending strategies while securing their portfolios with maximum efficiency.