AI-Powered Financing Solutions

Discover Your Eligibility:

PROVIDING THE RIGHT ACCESS TO CAPITAL AT THE RIGHT TIME

ACCESS ACCEPTANCE

 

OUR OFFERINGS…

Empower Your Ventures with Our AI-Based Commercial Real Estate and Bulk Purchase Lending Platform!

Maximize your investment potential with our innovative AI-powered lending solutions tailored for both commercial real estate and bulk purchase lending. Whether you're seeking financing for real estate development, expanding your portfolio, or growing your dealership, our platform offers real-time insights, faster approvals, and customized programs to suit your unique needs. Our comprehensive solutions are designed to help both investors and dealers thrive in today’s competitive market with greater efficiency and precision.

FIND OUT WHAT YOUR QUALIFIED FOR…

All estimates are free and flexible.

500 Lenders Strong: A Comprehensive Guide to Tailored Financing Solutions for Businesses

With access to a network of over 500 esteemed lenders, our platform offers a wide range of financing solutions designed to meet the diverse needs of businesses. Whether you are seeking capital for growth, expansion, or operational efficiency, our extensive lender network ensures that you benefit from the collective expertise and proven success of industry leaders. Join the many businesses that have successfully leveraged these resources—because with 500 lenders behind you, you’re in trusted hands.


 

Extensive Network of Lenders


With access to a network of over 500 esteemed lenders, our platform offers a wide range of financing solutions tailored to meet the diverse needs of businesses. Our connections span across various industries, ensuring we have the right funding solution for your specific goals.

Customized Financing for Growth


Whether you are seeking capital for growth, expansion, or improving operational efficiency, our platform delivers customized financing options designed to fit your business. You’ll benefit from the collective expertise and proven success of industry leaders, all working to help you achieve your business objectives.

Proven Success with Trusted Partners


Join the many businesses that have successfully leveraged these resources. With over 500 lenders behind you, your business is in trusted hands, supported by a network known for its reliability and successful partnerships.

AI LENDING

SERVICES


Apply Online with Ease: Begin your application by completing a straightforward, user-friendly form. Our advanced platform will carefully assess your specific financing requirements and match you with the most appropriate lenders within our extensive network, ensuring you receive tailored loan offers that best suit your needs. This seamless, efficient process is designed to save you time and effort while connecting you with optimal financial solutions..

Receive Tailored Offers: Once your application has been reviewed, our platform will deliver customized financing options curated from our diverse pool of lenders. Each offer is specifically tailored to meet your business's unique financial needs, ensuring you receive the most competitive and relevant loan options available.

 

*Access Acceptance charges a consulting fee prior to funding. For more information on our consulting services and fee structure, please visit our programs.

Select and Access Funds: Choose the financing solution that aligns perfectly with your business needs. Once selected, you’ll have quick access to the funds, empowering you to drive growth and achieve your business goals with ease and efficiency. Our streamlined process ensures that you can move forward confidently and without delay.

Virtual F&I

ASSIST


Unlock the power of our Virtual F&I Assistant

Streamline financing, boost profits, and access 24/7 support to maximize deals.

Access to a Network of Lenders

Access Acceptance offers a cutting-edge Virtual F&I Assistant to help independent dealers streamline their finance and insurance processes. We provide essential services that save time, ensure compliance, and maximize profitability, all while making it easier to secure financing for your customers.

Access to a Network of Lenders

Loan Approvals

Full Documentation Preparation

Types of Documents

Full Documentation Preparation

  • Every missed deal is money left on the table. Don't lose out on potential profits—our Virtual F&I Assistant helps you streamline your processes, secure more financing, and close more deals with ease.

  • Say goodbye to the hassle of paperwork. The Virtual F&I Assistant handles all documentation—from retail installment contracts to proof of insurance—ensuring compliance and accuracy every time.

Profit-Boosting Insurance Products (VSC & GAP)

  • Maximize your profit potential by offering high-margin Vehicle Service Contracts (VSC) and Guaranteed Asset Protection (GAP) products. Our Virtual F&I Assistant underwrites and manages these offerings seamlessly.

24/7 Virtual Support

  • Around-the-clock support to keep your dealership running smoothly. The Virtual F&I Assistant provides constant assistance, ensuring you're never left in the dark when it comes to F&I.

Stop Throwing Away Money

Recover Lost Deals with Our Virtual F&I Assistant

Flexible Financing for All Credit Types

Access to

Cash Program


Access Acceptance offers flexible financing options for motorcycle repairs, accessories, service contracts, extended warranties, and more. With loans ranging from $350 to $7,500, Access Acceptance ensures that customers can finance essential motorcycle services, whether it's for repairs, gear upgrades, or additional protection through warranties. Importantly, the program is designed to accommodate customers with various credit backgrounds, providing access to credit even for those with less-than-perfect credit histories. This inclusivity makes it easier for customers to get back on the road without being constrained by their credit score.*

  • Loans range from $350 to $7,500, catering to a variety of customer needs.

  • Available to customers with different credit histories, including those with less-than-perfect credit scores.

  • Helps customers finance repairs, upgrades, and gear without being restricted by their credit score.


Flexible Payment Plans with No Interest Upfront

Customers can enjoy 90 days of interest waived on installment loans, allowing them to finance their needs without worrying about immediate interest costs. For larger purchases, Access Acceptance offers 6 months of deferred interest on transactions over $350, giving customers the flexibility to manage their payments over time. This is particularly helpful for financing repairs, parts, service contracts, and other essential motorcycle services, as it alleviates the immediate financial burden. With flexible payment plans that cater to a wide range of budgets, Access Acceptance empowers customers to manage their expenses without compromising on quality service or repairs.

  • 6 months of deferred interest on purchases over $350, giving flexibility to manage payments over time.

  • Ideal for financing repairs, parts, service contracts, and other essential services without financial pressure.

  • Flexible payment plans accommodate a wide range of budgets, ensuring customers can manage their motorcycle-related expenses easily.


Easy Application Process

The application process with Access Acceptance is both simple and convenient. Customers can apply for financing from any internet-connected device, making it easy to complete the process from home or at the dealership. With an instant decision, customers can quickly find out if they qualify for financing and immediately move forward with repairs, accessories, tire services, or any other motorcycle-related needs. This rapid response ensures minimal delays in getting their motorcycles serviced or upgraded, providing peace of mind and a hassle-free experience.

  • Instant decision allows customers to quickly know if they qualify and proceed with their financing.

  • Streamlined process for financing repairs, accessories, tire services, and more, ensuring customers can get back on the road without delays.

  • Provides a hassle-free experience, minimizing the time spent on paperwork and maximizing customer satisfaction.

 

ACCESS AUTO

PROTECT


Vehicle Service Contracts

Overview of Plans

Access Acceptance offers multiple vehicle service contracts designed to protect your car from expensive repair costs. Each plan is tailored to provide peace of mind, with varying levels of coverage to suit different needs.

Access Tiered Program

  • Limited Powertrain: Covers engine, transmission, basic cooling, basic drive axle, basic air conditioning, and basic electrical components.

  • Powertrain Plus: Includes ABS, computers, cruise control, deluxe electrical, and enhanced fuel system coverage.

  • Supreme Coverage: Full protection for enhanced air conditioning, enhanced cooling, enhanced electrical, turbo/supercharger, steering, brakes, and more.

  • Extended Coverage: All mechanical breakdowns are covered except for exclusions listed in the contract.

Included Benefits:

  • Roadside Assistance: Available 24/7

  • Rental Coverage: Standard on all plans

  • Nationwide Protection: Use anywhere in the US or Canada

  • Fully Transferable: Enhances resale value

  • Choose Your Repair Facility: Freedom to select the repair shop​.

Access Unlimited Program

  • Unlimited Mileage Term Length: Offers long-term peace of mind.

  • Covers key vehicle components such as the engine, cooling system, brakes, steering, fuel system, electrical, and more.

  • Optional Enhanced Coverage: Includes seals and gaskets, enhanced suspension, enhanced cooling, and enhanced fuel system coverage

 

Why Choose Access Auto Protect?

Access A La Carte Program

  • Pick and Choose Coverage: Customize your coverage based on individual needs.

  • Covers engine, air conditioning, drive axle, electrical, and fuel systems.

  • Optional Upgrades: Include air conditioning, seals, and gaskets

Benefits of the program

  • 24/7 Roadside Assistance: All plans come with roadside assistance, providing services such as lockout, flat tire, fuel, and towing.

  • Rental Coverage Assistance: Don’t worry about being left without transportation while your vehicle is being repaired.

  • Nationwide Protection: Your coverage travels with you, usable anywhere across the U.S. and Canada.

  • Award-Winning Support: Access to online tracking for claims and award-winning customer service.

 

ACCESS ACCEPTANCE

Profit Plus Program


Revenue Comparison: Cash vs. Financing

In comparison to finance transactions, where revenue per unit soars higher, this uplift for cash sales represents a substantial opportunity to close the gap and boost profitability. Access Acceptance makes it easy for dealerships to offer flexible payment options, translating into more product sales and higher revenues across the board.

Elevate your dealership’s cash customer sales today with Access Acceptance—your pathway to increased earnings and a more dynamic revenue stream.

Unlock Untapped Revenue Potential with Access Acceptance

The bar graph illustrates a significant opportunity for dealerships to increase cash customer revenue by leveraging Access Acceptance. Traditionally, cash transactions generate far less revenue per unit compared to finance transactions, with cash customers averaging just $200 in additional revenue. However, by integrating Access Acceptance, dealerships can expect up to a 20% increase in revenue from cash buyers, pushing those earnings closer to $240 per unit.



Overcoming the Challenge of Selling F&I Products

Selling F&I (Finance & Insurance) products has always posed unique challenges, especially with cash buyers. As highlighted in the graph, cash buyers traditionally present the greatest difficulty for dealerships, often due to the lack of flexible payment options. However, the introduction of payment solutions, like Access Acceptance, significantly eases the process, reducing difficulty and driving more sales.

Challenges in Selling F&I Products to Various Buyers

Financing buyers, as shown, experience fewer obstacles, thanks to the built-in payment structures of finance plans. By offering innovative payment options, dealerships can tap into a largely untapped market and boost revenue from F&I products, even with cash buyers.


Ease of Use vs. Impact on Earnings

By prioritizing high-impact, easy-to-implement solutions, dealerships can streamline their sales process and maximize profitability.

Boosting Revenue with Simple Solutions

The scatter chart highlights a crucial insight for dealerships: the ease of implementing various features within the Access Acceptance program directly influences their impact on revenue. Key elements such as customizable packages and flexible payment displays not only deliver high returns but are also relatively simple to implement. This balance between ease of use and revenue generation makes Access Acceptance an invaluable tool for dealerships looking to increase their F&I product sales without the complexity of traditional systems.

About Us

Who We Are


 

IT ALL STARTED WHEN…

 
 

Our Story

Access Acceptance was founded by a group of financial experts who saw the growing demand for more flexible and personalized financial solutions. With a shared vision to empower businesses, we launched Access Acceptance to offer innovative financial services designed to meet the unique needs of our clients. Today, we continue to lead the industry with tailored financing solutions that help businesses thrive.

Our Services

At Access Acceptance, we specialize in offering financing solutions that are designed to fit the specific needs of our clients:

Flexible Lines of Credit: Our lines of credit offer businesses the flexibility to manage cash flow effectively. Whether you need funds for working capital, inventory, or unforeseen expenses, our credit lines ensure your business has the financial support it needs to operate smoothly.

Bulk Purchase Financing for Car Dealers: We understand the challenges car dealerships face when it comes to managing inventory and capitalizing on growth opportunities. Our bulk purchase financing solutions are tailored specifically for car dealers, allowing them to expand their inventory and streamline operations with ease.

Our Commitment

At Access Acceptance, we are dedicated to forming long-lasting relationships with our clients. We pride ourselves on our integrity, transparency, and dedication to customer satisfaction. Our experienced team works closely with each client to deliver customized financial solutions that drive success and growth.

Get in Touch

Interested in learning how Access Acceptance can support your financial goals? Contact us today to discover more about our services and how we can help your business achieve its objectives.

 

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